Privacy Policy

Introduction

The privacy of our website visitors is very important to us and we are committed to protecting it. This policy explains what we will do with your personal information.

Granting consent to the use of cookies in accordance with the terms of this policy when you visit our website for the first time allows us to use cookies each time you visit our website.

Collection of Personal Information

The following types of personal information may be collected, stored and used:

• information about visits and use of this website, including referral source, duration of visit, page views and website navigation paths;
• information such as your email address, which you enter when you register on our website;
• the information you enter when you create a profile on our website – for example, your name, profile pictures, gender, date of birth, marital status, interests and hobbies, academic details and occupation details;
• information such as your name and email address, which you enter to set up subscriptions to our emails and/or newsletters;
• information you enter while using the services on our website;
• information that is generated while you use our website, including when, how often and under what circumstances you use it;
• information relating to any purchase made, services used or transactions you make through our website, which may include your name, address, telephone number, email address and bank card details;
• information that you post on our website with the intention of publishing it on the Internet, which may include your username, profile pictures and the content of your posts;
• information contained in any communications you send us by email or through our website, including the content of communications and their metadata;
• any other personal information you send us.

Before disclosing another person's personal information to us, you must obtain that person's consent both to the disclosure and to the processing of the personal information in accordance with this policy.

Use of your personal information

Personal information submitted through our website will be used for the purposes specified in this policy or on the respective pages of the website. We may use your personal information for:

• administering the website and our business;
• authorization to use the services available on our website;
• the provision of services purchased through our website;
• sending reports, invoices and payment notices to you and collecting payments from you;
• sending commercial communications for information purposes;
• sending expressly requested notices by e-mail;
• sending our newsletter by e-mail, if you have requested it (you can inform us at any time if you no longer want this communication);
• sending marketing communications about our business or the companies of carefully selected third parties that we believe may be of interest to you, by post or, where you have specifically consented, by email or similar technologies (you can inform us in at any time if you no longer wish to receive marketing communications);
• providing statistical information about our users to third parties (these third parties will not be able to identify any user with this information);
• dealing with requests and complaints made by you or about you regarding our website;
• keeping our website secure and preventing fraud;
• verifying compliance with the terms and conditions governing the use of our website (including monitoring private messages sent via our private messaging service); and
• other uses.
• If you submit personal information for publication on our website, we will publish and use that information in accordance with the extent of the consent you provide to us.
• Privacy settings can be used to limit the publication of your information on our website and can be changed using the privacy switches on the website.
• Without your express consent, we will not provide your personal information to third parties for direct marketing by those third parties or any other third party.

Disclosure of Personal Information

We may disclose your personal information to any of our employees, officers, insurers, professional advisors, agents, suppliers or subcontractors as reasonably necessary for the purposes set forth in this policy.

We may disclose your personal information to any member of our group of companies (this includes our subsidiaries, our parent company and all of its subsidiaries) as reasonably necessary for the purposes set out in this policy.

• to the extent that we are required to do so by law;
• in connection with any potential or pending legal proceedings;
• to establish, exercise or defend our legal rights (including providing information to third parties for the purposes of fraud prevention and credit risk reduction);
• to the purchaser (or prospective purchaser) of any business or property that we have sold (or plan to sell); and
• to any person who we reasonably believe may apply to a court or other competent authority for the disclosure of personal information where, in our reasonable opinion, such court or authority may order the disclosure of the personal information.
• Except as provided in this policy, we will not provide your personal information to third parties.

International Data Transfers

The information we collect may be stored, processed and transferred between any of the countries in which we operate to enable us to use the information in accordance with this policy.

The information we collect may be transferred to the following countries that do not have data protection laws equivalent to those of the European Economic Area: United States of America, Russia, Japan, China and India.

Personal information that you publish on our website or submit for publication on our website may be available on the Internet and may be accessed worldwide. We cannot prevent the use or misuse of such information by others.

You consent to the transfers of personal information described in this section.

Retention of personal information

This Section sets out our data retention policies and procedures, which are designed to help ensure compliance with our legal obligations regarding the retention and deletion of personal information.

Personal information that we process for any purpose or purposes will not be kept longer than is necessary for that purpose or purposes.

Notwithstanding the other provisions of this Section F, we will retain documents (including electronic documents) containing personal data:

• to the extent we are required to do so by law;
• if we believe the documents may be relevant to any ongoing or future legal proceedings; and
• to establish, exercise or defend our legal rights (including providing information to third parties for the purposes of fraud prevention and credit risk reduction);

Security of your personal information

We will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information.

We will store all personal information you provide on our secure (password and firewall protected) servers.

All electronic financial transactions completed through our website will be protected by encryption technology.

You acknowledge that the transmission of information over the Internet is typically insecure and we cannot guarantee the security of data sent over the Internet.

You are responsible for keeping the password you use to access our website confidential; we will never ask you for your password (except when you log in to our website).

Changes

We reserve the right to update this policy from time to time by posting a new version on our website. You should check this page occasionally to make sure you understand any changes to this policy. We may notify you of changes to this policy by e-mail or through the private messaging system on our website.

Cookies

Our website uses cookies. By continuing to use our website or agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.

The names of the cookies we use on our website and the purposes for which they are used can be found below:

• We use Google Analytics and Adwords on our website to recognize a computer when a user visits the website / track users when they browse the website / improve the usability of the website / analyze the use of the website / administer the website and the services offered on the website / prevents fraud and improves website security / personalizes the website for each user / targets advertisements that may be of particular interest to users in a specific way;
• All information collected by our cookies will be used in accordance with this privacy policy or the relevant user relationship policy. To the extent that the programming language used by our website recognizes cookies, and to the extent that who use other websites owned by us or by third parties, they may use information collected by our cookies.

Most browsers allow you to refuse to accept cookies - for example:

• in Internet Explorer (version 10) you can block cookies by using the cookie handling settings override, available by clicking on 'Tools', 'Internet Options', 'Privacy', then 'Advanced';
• in Firefox (version 24) you can block all cookies by clicking 'Tools', 'Options', 'Privacy', selecting 'Use custom history rules' from the drop-down menu and unchecking 'Accept cookies from site- uri'; and
• in Chrome (version 29), you can block all cookies by going to the 'Personalization and control' menu and clicking 'Settings', 'Show advanced settings' and 'Content settings', then selecting 'Block sites from setting any data' in the 'Cookies' section.

Blocking all cookies will have a negative impact on the usability of many websites. If you block cookies, you will not be able to use all functions on our website.

You can delete cookies already stored on your computer - for example:

• In Internet Explorer (version 10), you must manually delete cookies (instructions on how to do this can be found at http://support.microsoft.com/kb/278835 );
• in Firefox (version 24), you can delete cookies by clicking 'Tools', 'Options' and 'Privacy', then selecting 'Use custom history rules', clicking 'Show cookies' and then 'Delete all cookies'; and
• in Chrome (version 29), you can delete all cookies by going to the 'Personalization and control' menu and clicking 'Settings', 'Show advanced settings' and 'Clear browsing data', then selecting 'Clear cookies and site data' before clicking 'Clear browsing data'.

Deleting cookies will have a negative impact on the usability of many websites.

Updates

We may update this policy from time to time by posting a new version on our website. You should check this page occasionally to ensure that you understand any changes to this policy. We may notify you of changes to this policy by e -mail or through the private messaging system on our website.

Your rights

You may request the provision of details of the personal information we hold about you; the provision of such information will be subject to:

• payment of a fee (currently set at £10); and
• providing adequate proof of your identity (we will usually accept a notarized photocopy of your passport plus a copy of a recent bill showing your current address).
• We may retain the personal information you have requested from us to the extent permitted by law.
• You can request at any time that your personal information is not processed for marketing purposes.
• Basically, you will either expressly consent in advance to the use of your personal information for marketing purposes, or we will give you the opportunity to withdraw your consent to the use of your personal information for marketing purposes.

Third Party Websites

Our website includes links to and details of third party websites. We have no control over and are not responsible for the privacy policies and practices of third parties.

Update Information

Please let us know if the personal information we need to hold is incorrect or needs to be updated.

Cookies and details

Our website uses cookies to recognize us and remember your preferences for a subsequent visit, to track audience and website traffic, to allow you to use services such as the shopping cart, and to make continuous improvements to our website and services.

A cookie is a small file sent by a web server to a web browser and stored by the browser. The file is then sent back to the server each time the browser requests a page from the server. This allows the web server to identify and track web browser.

To find out more about cookies, including how you can see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.